There are many options for receiving nonmedical supporting services in the comfort of one’s own home. But, regardless of the level of service you require, you will almost certainly be faced with a decision: should you find and hire an independent contractor or someone who works for an agency? Here’s a deeper look at both alternatives.
Service Provided Independently
Nonagency employees, often known as independent contractors, are recruited by a family member or the individual in need of assistance. While this seems to be less costly, there may be some hidden expenses and risks:
- Anyone who employs an independent contractor is required to pay all applicable payroll taxes since that person is legally the employer.
- If an independent contractor is harmed on the job, the person who employs the person is liable for medical costs and other expenditures.
- If an independent contractor becomes ill or takes a vacation, he or she is not required to locate a substitute.
- When people hire independent contractors without first conducting proper background checks, they may expose themselves or their loved ones to theft, fraud, and, in rare cases, abuse.
Companies like Interim HealthCare hire people to provide specific services that assist with daily activities like meal preparation, light housework, bathing, and companionship. Because it is responsible for taxes, insurance, bonding, and workers’ compensation, the agency may relieve customers of many of the issues they may encounter if they engage an independent contractor. In addition, if an employee becomes ill or leaves on vacation, the agency assigns another person to complete the necessary duties.
The home care organization offers its personnel with training as well as continuing monitoring. This assists the agency in monitoring and responding to clients’ changing needs, ensuring that the appropriate level/skill of caregiver is assigned. The agency also performs background checks in accordance with state law.
Furthermore, the agency is frequently licensed to provide individuals with a higher level of home care (skilled nursing, for example). That means a person does not need to work with more than one company as his needs change. Working with a single company can make it easier to gain access to formal payer sources like Medicare.